body { font-family: Verdana, Sans-serif;
         font-size: 10pt;
  background-color: #F0F0F0 }

h1 {   font-size: 26pt;
     font-weight: bold;
           color: #FF0000;
          margin: 3pt; }
          
h2 {   font-size: 16pt;
      font-style: italic;
     font-weight: bold;
           color: #FF0000;
          margin: 3pt; }

p  { font-family: Verdana, Sans-serif;
       font-size: 10pt;
      margin-top: 6px;
   margin-bottom: 0px;
     margin-left: 6px;
     padding-top: 0px; }

li  { 
 list-style-type: square; 
     padding-top: 0px;
  padding-bottom: 0px; }
  
ul { padding-top: 0px;
  padding-bottom: 0px; }
  
ol { padding-top: 0px;
  padding-bottom: 0px; }

/*********ID's for DIVs  ******/
  #note
   { font-family: Verdana, sans-serif;
       font-size: 8pt;
          border: 6px solid #FFFFFF; 
background-color: #FFFFFF; 
      margin-top: 12px;
   margin-bottom: 6px }